EHIC – The European Health Insurance Card

23 Dec 2016

What is the European Health Insurance Card and Why do I need it?

The EHIC is a FREE card

that allows the bearer free or reduced cost, state-provided healthcare in European countries when they are travelling. Not so very long ago, the EHIC was the E111 – does that help? - Probably not. Basically it means that is you have one of these cards you will be treated to the same standard of healthcare as if you were back home in Blightly and had to pop into your local NHS hospital or medical centre. The cost of your treatment would be billed back to the NHS, who you already pay via your taxes. 

How long is it Valid?

It’s good for five years.

Does it cover the entire family?

NO. You need one each and if you child is under 16 years of age, you should apply on their behalf.

So, why do I need Travel Insurance?

Well, the EHIC doesn’t cover theft, damages and repatriation. SO, follow our thinking here – You have a car accident, your camera is broken, someone steals your wallet while you’re unconscious and you’re hurt to the point that you need to be air-lifted and eventually repatriated to the UK. In that scenario, your EHIC is irrelevant. Get Travel Insurance, it’s not expensive and it’s worth it for the peace of mind you get.

How can I get an EHIC?


Enter your name, address, D.O.B & National Insurance number or equivalent if your live in Scotland or Northern Ireland. 

That’s it. So if you already have an EHIC, what are you waiting for? Get down to eurochange and get going!
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